Hank Battle Insurance Agent
Serving North Texas
Phone: (972) 849-9611
Fax: (469) 361-6479
Life and Health Insurance Agency
Introduction to Health Insurance
Types of Health Insurance Policies
Health insurance refers to a spectrum of policy plans that provide protection from financial burdens due to illness, accidents, injury, and disability. There are three distinct categories of health insurance which are:
- Disability Insurance - replaces part of income loss due to illness or disability.
- Medical Expense Insurance - covers the cost of treatment due to illness or disability.
- Accidental Death and Dismemberment Insurance - pays a specific amount to a beneficiary upon the death of the insured or pays a specified amount to the insured suffering dismemberment.
Health Insurance Coverage Benefits
- Loss of income
- Accidental death
- Dismemberment
- Medical
- Hospitalization
- Dental
- Other limited health exposures
a.s.c. understands life and health insurance providers and policies
Insurance plans are as unique as the people who depend on them. Finding a policy that will meet specific coverage needs requires a trained and experienced guide to ensure that the plan meets expectations when they are needed. That's were A.S.C. can help; Our expertise is understanding policies whether they are designed for the individual, families or groups.
Insurance companies providing coverage are as different as insurance policies are. Choosing a company with high ratings is important for your peace of mind but it is just as important to choose the one offering the best policy for your needs and goals. We make it our business to know which company offers the best policy for the coverage requirement of the client.
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An Independent Life and Health Insurance Agency
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A health insurance policy is a contract which transfers the risk of illness or injury to the insurer in exchange for a premium. Whether for individual or group, the primary source of health insurance protection is provided by for profit companies. There are also nonprofit organizations such as Blue Cross and government programs such as Social Security which provide health insurance coverage. Planning ahead to protect against loss due to temporary or permanent disability, medical expenses, as well as loss of income is the fundamental purpose of health insurance.